Pagaya Technologies Ltd. (PGY)

No Active Signal

Key Metrics

Current Price $15.28
Intrinsic Value $54.32
Margin of Safety 71.9%
ROIC 12.6%
Debt / Equity 1.47
Sector Technology

AI Analysis

Moat Assessment

Limited competitive moat in fintech lending with high customer acquisition costs

Red Flags

Negative retained earnings of -$862.7M despite recent profitability signals pote

Management Signals

Recent profitability with $81.4M net income and strong operating income of $263.

Signal History

Date Price MoS % Conviction Signal
2026-06-09 $15.28 71.9% 4.0 DEEP VALUE - WATCH (71.9% MoS, 4/10 conviction)
2026-06-07 $14.56 66.9% 6.0 DEEP VALUE - WATCH (66.9% MoS, 6/10 conviction)
2026-05-21 $13.44 69.5% 7.0 DEEP VALUE - WATCH (69.5% MoS, 7/10 conviction)
2026-05-04 $14.24 66.9% 6.0 DEEP VALUE - WATCH (66.9% MoS, 6/10 conviction)

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