OppFi Inc. (OPFI)

No Active Signal

Key Metrics

Current Price $7.84
Intrinsic Value $79.00
Margin of Safety 90.1%
ROIC 26.5%
Debt / Equity 0.86
Sector Financial Services

AI Analysis

Moat Assessment

High ROIC of 26.5% suggests competitive advantages in financial services lending

Red Flags

Negative retained earnings of -$33.5M despite $26.3M net income indicates histor

Management Signals

Strong FCF generation of $388.5M TTM demonstrates operational cash conversion ca

Signal History

Date Price MoS % Conviction Signal
2026-06-09 $7.84 90.1% 6.0 DEEP VALUE - WATCH (90.1% MoS, 6/10 conviction)
2026-06-07 $8.31 —% FILTERED: Negative TTM FCF
2026-05-20 $8.46 —% FILTERED: Negative TTM FCF
2026-05-05 $9.67 —% FILTERED: Negative TTM FCF
2026-04-12 $8.20 —% FILTERED: Negative TTM FCF

Related — Financial Services

Get alerts for OPFI

Receive signal changes and deep value alerts for OppFi Inc..